Four analysts spoke to a variety of people in rural, semi-urban and peri-urban areas of Maharashtra to see what they thought of ‘notebandi’.
Thirteen days after the prime minister announced the invalidation of 86% of India’s currency – that is, Rs 500 and Rs 1000 notes – the lives of people in Maharashtra’s villages and towns have been widely disrupted, IndiaSpend’s investigation in five districts found. Our analysts Abhishek Waghmare, Shreya Shah, Swagata Yadavar and Mukta Patil spoke to a variety of people in rural, semi-urban and peri-urban areas of Ahmednagar, Thane and Palghar, Greater Mumbai and Pune districts.
A majority of people in Greater Mumbai hailed the step and showed optimism in the future, while people in the other four districts largely spoke of how the move is affecting their day-to-day lives.
Our analysts tweeted the reactions and observations real-time.
#Notebandi: why Maharashtra for our investigation
Maharashtra is a social and economic microcosm of India: diverse, powerful and poor.
More than 1,000 of India’s richest people – half the country’s total – with assets of more than $30 million each live here in India’s richest state; as do 80 million people who live on less than Rs 1000 per month.
Maharashtra is home to India’s largest wholesale agricultural market, a third of the country’s urban cooperative banks and home base for the largest banks. The state has more ATMs, computers, mobile phones and internet connections than any other. Its 12,000 bank branches are next only to Uttar Pradesh.
Observations
Patil started her day at Chakan and Khed, in Pune district, and found that the lack of cash was affecting wholesale and retail markets.
Bhausaheb Kakde, milk supplier in Chakan still accepting 500/1000 notes until tomorrow. Business still down 10% since the #notebandi. pic.twitter.com/j3qn3W2LWe
— Mukta Patil (@muktavpatil) November 22, 2016
Ranjana, a vegetable vendor in Maharashtra has lost half her customers after #NoteBandi of Rs 500 and Rs 1000 notes, @muktavpatil finds out https://t.co/kTS1tlhIcR
— IndiaSpend (@IndiaSpend) November 22, 2016
Ranjana Pawar travels to Chakan everyday for vegetables. "We have no change to give for 2000 rs and can't take 500/1000.Customers halved" pic.twitter.com/7QNSZNmx0w
— Mukta Patil (@muktavpatil) November 22, 2016
Aziz Kazi, director, market committee, Khed claims potato & onion prices fell 4-5 rupees since #notebandi.Customers fell by 50% in 10 days. pic.twitter.com/OL7Ug5uPvZ
— Mukta Patil (@muktavpatil) November 22, 2016
1. Santosh, daily wage labourer says no delay in payment, got Rs.100 notes. No bank account yet, since most of Rs.500/week wage is spent. pic.twitter.com/Mwy2DU89wb
— Mukta Patil (@muktavpatil) November 22, 2016
Magarajan, who sells idli, vada around Chakan in Pune distict, has trouble procuring materials. Since #notebandi, business has gone down 50% pic.twitter.com/FKXKlN4Gj9
— IndiaSpend (@IndiaSpend) November 22, 2016
Meanwhile, Waghmare was at Pathardi in Ahmednagar district.
Pathardi in Ahmednagar district in #Maharashtra has a sex ratio of 927 (India 933) and a literacy rate of 64% (India 74%).
— Abhishek Waghmare (@akwaghmare) November 22, 2016
Of 2.3 lakh people in Pathardi, 80,000 are farmers while 24,000 are labourers (Census 2011). In India, labourers (144 mn) > farmers (96 mn)
— Abhishek Waghmare (@akwaghmare) November 22, 2016
Aslam Shaikh, shopkeeper and mithaiwala in Tisgaon, Ahmednagar sells sweets in weekly market at Pathardi. Laat week, his sale halved. pic.twitter.com/KypdNF59HC
— Abhishek Waghmare (@akwaghmare) November 22, 2016
Aslam Shaikh (44) also said that payments to workers remains unchanged. Expenses constant but income halved. (2/2)
— Abhishek Waghmare (@akwaghmare) November 22, 2016
Satish Karale owns a dairy, and pays dairy farmers a total Rs 1.5 lakh/fortnight. This week, payments delayed due to #NoteBandi pic.twitter.com/OJigJLjWY2
— Abhishek Waghmare (@akwaghmare) November 22, 2016
Karale could pay Rs 25k this week, 1/3rd his regular outgo. But he is positive. "I will do cheque payments hereon" he says.
— Abhishek Waghmare (@akwaghmare) November 22, 2016
Bhadke works as a security guard, earns ~Rs 4k per month. Avg spending Rs 600 per week, down to Rs 400 this week. Had to borrow. @akwaghmare pic.twitter.com/sxgVuQbKv6
— IndiaSpend (@IndiaSpend) November 22, 2016
Shah was in Hamrapur in Thane district.
In an economy where nearly 90% of transactions are in cash, #NoteBandi of Rs 500 and Rs 1000 has reduced Naresh's earnings by half. https://t.co/i4E1KOOVkX
— IndiaSpend (@IndiaSpend) November 22, 2016
Naresh Dattu Patil, 49, owner of a small kirana shop, hamrapur phata, thane district, says his earnings reduced to half after #notebandi. pic.twitter.com/F7iPT7sHjR
— Shreya (@ShreyaShah26) November 22, 2016
.@FinMinIndia had announced yesterday that farmers can use old notes to procure seeds. Farmer in Thane reflects on the exemption. https://t.co/9X0T7tqrNK
— IndiaSpend (@IndiaSpend) November 22, 2016
"I don't buy seeds at the gov shop. Its 15km and you don't always get the seeds," says Narayan Rinjad, farmer, on gov decision @IndiaSpend pic.twitter.com/cLGu6QhhHd
— Shreya (@ShreyaShah26) November 22, 2016
1. He gave rs 2000 and bought rs 1800 worth of seeds from a private shop. Got 200 in change.
— Shreya (@ShreyaShah26) November 22, 2016
2. He went once to the bank to deposit rs 5000. Took back rs. 2000 in cash. Took 4 hours. "I can't go back and waste time."
— Shreya (@ShreyaShah26) November 22, 2016
3. He said wasn't affected much because they eat what they grow. #NoteBandi good as "people will have to deposit black money".
— Shreya (@ShreyaShah26) November 22, 2016
Jitendra, 30, daily wage earner, hasn't taken pay for last 2 wks. "We will take once the employer has change." He supports #NoteBandi pic.twitter.com/NF9Mggwl0L
— Shreya (@ShreyaShah26) November 22, 2016
Yadavar was at the agricultural produce market – known as APMC market – in Vashi, Navi Mumbai.
Krishna Bihari Shukla,36 works as a hamal in the vegetable market, APMC, Vashi, "We hardly ever get 500 notes. So I don't see a change." pic.twitter.com/6MjMyvhoid
— swagata yadavar (@swagata_y) November 22, 2016
He earns 300/day, doesn't have a bank account and sends his money home thru his friend's account. He had no note to exchange pic.twitter.com/IV6v6Ec1rl
— swagata yadavar (@swagata_y) November 22, 2016
Sunil Chavan,42 works at Maharashtra Mathadi Kamgar Union, "There are less goods in the market so there is less work." 1/2 pic.twitter.com/4A9aUTS1cb
— swagata yadavar (@swagata_y) November 22, 2016
"Our earnings have halved in the last ten days.""Mathadis earn less so nothing to exchange. Don't know if it is good or bad"
— swagata yadavar (@swagata_y) November 22, 2016
Laksmi Kadam, 50, vegetable seller "Our earnings have halved in the last ten days. Selling veggies at Rs 5 to 10 per 250 gm" pic.twitter.com/zqSCsWVMgX
— swagata yadavar (@swagata_y) November 22, 2016
"It is a good move but what are we, small traders, supposed to do. These earnings aren't enough" 2/3 pic.twitter.com/XgbfA7lz5p
— swagata yadavar (@swagata_y) November 22, 2016
Lakshmi like other vegetable sellers deals in cash and deposits money in a self help group. Her son deposited 10,000 for her
— swagata yadavar (@swagata_y) November 22, 2016
Ramashankar Gupta, 40, Vegetable merchant, APMC, "There has been no change. Business depends on demand and supply of goods not notes" 1/2 pic.twitter.com/IrKcIGgTIs
— swagata yadavar (@swagata_y) November 22, 2016
"Whatever Modiji does will be good for the nation." 2/2 pic.twitter.com/7BusFCCsVo
— swagata yadavar (@swagata_y) November 22, 2016
Patil proceeded to Rajgurunagar in Pune district.
1. Chemist in Rajgurunagar, accepting old notes till tomorrow, faces trouble with change. Business down 50% since #notebandi @muktavpatil pic.twitter.com/27Y6DuCyTu
— IndiaSpend (@IndiaSpend) November 22, 2016
People queue up outside an ATM near the chemist in this town of 25,146 people in Khed district. pic.twitter.com/B9ZqEKQiUM
— IndiaSpend (@IndiaSpend) November 22, 2016
People wait outside an SBI branch at Rajgurunagar, Khed district. Branch manager says transactions going smoothly. (1/2) pic.twitter.com/qEFeZsyFWY
— IndiaSpend (@IndiaSpend) November 22, 2016
Since #notebandi, 7 out of 10 of his staff are occupied with cash transactions; other banking functions are taking a hit, the manager said. pic.twitter.com/nAk3ZfGiJB
— IndiaSpend (@IndiaSpend) November 22, 2016
Meanwhile, Waghmare met a civil contractor and a hotel owner in Ahmednagar.
Pravin Dahifale, civil contractor in Pathardi digs farm ponds in fields. His business of Rs 60,000/month has come down to NIL in last 10days pic.twitter.com/70rdi5Kdjn
— Abhishek Waghmare (@akwaghmare) November 22, 2016
Dahifale is hopeful that business will be normal in 2-3 months. But most of his business in cash; hit by #NoteBandi
— Abhishek Waghmare (@akwaghmare) November 22, 2016
.@akwaghmare finds out that #NoteBandi hasn't affected Baban Kharshe from Kaudgaon, Ahmednagar. pic.twitter.com/a3qvQw31hm
— IndiaSpend (@IndiaSpend) November 22, 2016
Shah, then, reached the district central co-operative bank in Thane.
Purushottam Patil, 73, visited co-op bank thrice since #NoteBandi. Trip takes 2-3 hrs but he has to pay laborers for harvesting farm (1/3) https://t.co/D6lYw7EmrW
— IndiaSpend (@IndiaSpend) November 22, 2016
1. He lives in Kurze, palghar district, pays rs 50 for travel to thane district central co-op bank. Total withdrawal 2000*3. pic.twitter.com/vZNGVUfuHc
— Shreya (@ShreyaShah26) November 22, 2016
2. People can withdraw new notes at Co-op banks but these don't take old notes.
— Shreya (@ShreyaShah26) November 22, 2016
8 lakh citizens depend only on Maharashtra's 31 district cooperative banks https://t.co/aHraRrlYev
— IndiaSpend (@IndiaSpend) November 22, 2016
1. Thane District Central Co-op bank serves 35 villages, mostly farmers. Doesn't have enough cash for everyone, say customers @IndiaSpend pic.twitter.com/vteTJr5HsX
— Shreya (@ShreyaShah26) November 22, 2016
2. "If this goes on, people might not deposit money in the future," says Rajesh Chaudhry, farm owner. "Why can't I get my own money." pic.twitter.com/9tW9iGZ1Q1
— Shreya (@ShreyaShah26) November 22, 2016
3. "Why are there new statements every day? People are unsure about tomorrow," Chaudhry. Will know effect on black money after 2-3 mths.
— Shreya (@ShreyaShah26) November 22, 2016
1. I don't ask if people have money before they eat, but now have to,Vilas Gadekar, teastall owner. don't have change for 2000.#NoteBandi pic.twitter.com/0x6eu9vcRL
— Shreya (@ShreyaShah26) November 22, 2016
2. Business has gone down by 50-60%: Gadekar, tea stall owner in Kanchad. #NoteBandi will be good, but I don't know why, he says.
— Shreya (@ShreyaShah26) November 22, 2016
Yadavar met a papaya farmer and the president of the Bhajipala Mahasangh at Vashi’s APMC market, while Waghmare met a vegetable seller in Pathardi.
Ravindra Patil,30, papaya farmer travelled to Vashi APMC with his produce as no traders were coming to buy at home. Spent 9000 on tempo 1/2 pic.twitter.com/VPRESKXuPV
— swagata yadavar (@swagata_y) November 22, 2016
"season just started &this happened. I'v taken a loan of 2.5 lac" He supports #notebandi "it will be b good 4 the future"2/2
— swagata yadavar (@swagata_y) November 22, 2016
"We've kept APMC open for the farmers. They are the real losers. Rates have fallen 50%" Kailash Tajane, President Bhajipala mahasangh 1/3 pic.twitter.com/YC4Tl9aoDf
— swagata yadavar (@swagata_y) November 22, 2016
"We work on credit so business is still on. Farmers can't use 2000 note we give, they have to pay workers" 2/3 #notebandi
— swagata yadavar (@swagata_y) November 22, 2016
"50000 limit for traders not enough, transport cost itself is 70000" Tajane says 3/3 #notebandi pic.twitter.com/3I8PPYJC2z
— swagata yadavar (@swagata_y) November 22, 2016
Current account withdrawal set at Rs 50,000 a week. https://t.co/sSV1n4NQ8A
— IndiaSpend (@IndiaSpend) November 22, 2016
"I used to sell vegetables worth Rs 4000/week in 4 nearby markets, which came down to Rs 2000 last week, due to #NoteBandi " – Kayyum Bagwan pic.twitter.com/nKUz2hmcYJ
— Abhishek Waghmare (@akwaghmare) November 22, 2016
Buyers came with Rs 500 notes, which Bagwan rejected. He had no assurance of getting them converted to valid currency.
— Abhishek Waghmare (@akwaghmare) November 22, 2016
Waghmare then met the manager of a rural co-operative bank, and then a banking business correspondent with the State Bank of India.
"Ambedkar had proposed to revise currency after every 10 years, so this move by govt is good" a coop bank manager in Pathardi said.
— Abhishek Waghmare (@akwaghmare) November 22, 2016
Bank business will be stalled for a month, Balance sheet will be affected, he added.
— Abhishek Waghmare (@akwaghmare) November 22, 2016
"We are getting loans and interest on investment,but in cashless form. Our customers cannot withdraw. Temporary loss inevitable"
— Abhishek Waghmare (@akwaghmare) November 22, 2016
"Rise in business transacted by banking business correspondents (BBC)," Dadasaheb Yedhe, BBC with @TheOfficialSBI told me. pic.twitter.com/ilowVaN2fv
— Abhishek Waghmare (@akwaghmare) November 22, 2016
People are exchanging old Rs 500 notes with Rs 100 notes from us, at doorstep, he said.
— Abhishek Waghmare (@akwaghmare) November 22, 2016
"Big benefit to villages without bank branch. But one BBC gets Rs 50k daily, thus can serve only 20 people which is too less.
— Abhishek Waghmare (@akwaghmare) November 22, 2016
…most villagers are thus out of cash. But as withdraw limits rise, situation will improve" Yedhe added.
— Abhishek Waghmare (@akwaghmare) November 22, 2016
Patil met the manager of a milk parlour, and then spoke to the manager of a wedding hall in Khed, Pune district.
Usually, weekend business was Rs 1 lakh/day, weekday Rs 60k. Since #notebandi, business down 30-40%: Manager SM Thorat tells @muktavpatil pic.twitter.com/Q5PFxPdjWd
— IndiaSpend (@IndiaSpend) November 22, 2016
No wedding bookings for Dec, business down, says owner of marriage hall in Manchar. "If people don't have notes, how will they give me?" pic.twitter.com/WLBeKN2VAH
— Mukta Patil (@muktavpatil) November 22, 2016
Yadavar then met a fruit trader and a retailer at the Vashi APMC market.
Baban Amle,67,Fruit trader, Business down from 25000 to 5000/ day "Farmers are the ones losing out, they can't stop fruits from ripening"1/2 pic.twitter.com/C4hzJ7cQEb
— swagata yadavar (@swagata_y) November 22, 2016
"if smaller denomination notes were available. Things would be better" Supports #notebandi "Good for common man" 2/2
— swagata yadavar (@swagata_y) November 22, 2016
Sunil Jaiswal,25, Fruit retailer, daily income dropped from 1000 to 600. Supports #NoteBandi "if Modi has done it, it will be good for us" pic.twitter.com/wFr1dloGMC
— swagata yadavar (@swagata_y) November 22, 2016
"Rich people will suffer, why should poor worry?" "Do you think they will deposit money in our accounts?" #Notebandi
— swagata yadavar (@swagata_y) November 22, 2016
Waghmare reached the SBI’s branch in Pathardi, before proceeding to the APMC market.
In this complex, SBI is operating bank branch, ATM, bank correspondents. Line pace too slow, PoS machine connectivity lost. People stranded. pic.twitter.com/TM3sB93j6C
— Abhishek Waghmare (@akwaghmare) November 22, 2016
average time/ person 10 min. Queue about 50 people long. Queue at Bank correspondent 5 persons, but no network, cant withdraw.
— Abhishek Waghmare (@akwaghmare) November 22, 2016
Cotton and cereals trader in Pathardi APMC Rajendra Danapure's business of Rs 50k/day reduced to Rs 30k per day after #NoteBandi
— Abhishek Waghmare (@akwaghmare) November 22, 2016
farmers do not accept old notes now. After RBI allowed us to draw Rs 50k from current a/c, at least business is possible. (2/n)
— Abhishek Waghmare (@akwaghmare) November 22, 2016
80 vehicles/day used to arrive at weighing centre in APMC Pathardi till 8nov, reduced to 20 after 8nov: Shivaji Wakhure, weighing officer. pic.twitter.com/zI0cCwl2OO
— Abhishek Waghmare (@akwaghmare) November 22, 2016
"Farmers do not accept cheques as most have bank a/cs in coop banks which dont accept them. Most cannot fill deposit slip" Dilip Kate..(1/n) pic.twitter.com/l2DNzaQJvC
— Abhishek Waghmare (@akwaghmare) November 22, 2016
… secretary, Pathardi APMC. "On 9 nov, poblem was old notes, 16 nov market day, the issue was Rs 2000 notes. Business stalled"
— Abhishek Waghmare (@akwaghmare) November 22, 2016
cattle market down in APMC. Arrival of animals down from 1803/day to 870/day befor n after #notebandi (3/n) pic.twitter.com/by26Kosu4x
— Abhishek Waghmare (@akwaghmare) November 22, 2016
sale of animals dropped too.. from Rs 40 lakh/day to Rs 17 lakh/day: official APMC data by Secy. Dilip Kate. (4/n) pic.twitter.com/Qq8dE2ixIo
— Abhishek Waghmare (@akwaghmare) November 22, 2016
vehicles incoming in APMC Also reduced from 449/day on 26 oct, 463 on 2nov, dropped to 125 on 16nov. (6/n)
— Abhishek Waghmare (@akwaghmare) November 22, 2016
Cotton arrival in Pathardi APMC comes down And resumes in two weeks after #NoteBandi (7/n) pic.twitter.com/J8OiuudXzo
— Abhishek Waghmare (@akwaghmare) November 22, 2016
Shah met a corner shop owner in Thane.
"We don't have money so it doesn't affect us," Rasika Lohale, corner shop owner, Wade Pali. Earns rs 300-400/day, pre #notebandi 500-600 pic.twitter.com/6XPkJIoOwf
— Shreya (@ShreyaShah26) November 22, 2016
Meanwhile, Yadavar visited the King Edward Memorial Hospital in south-central Mumbai and the Tata Memorial Hospital to speak to patients and their relatives.
.@swagata_thinks reports from KEM hospital, to where Kopkar brought her daughter-in-law, who has a diabetes-related problem, from 21km away https://t.co/kSSaFUVuyF
— IndiaSpend (@IndiaSpend) November 22, 2016
Anandi Koparkar, 49, Bhandup resident, sold garlands,son had a chinese food stall. Both businesses shut since 11 Nov "No one had change"1/2 pic.twitter.com/verNWbNbe9
— swagata yadavar (@swagata_y) November 22, 2016
Income dropped from 1000/day to zero now. She has come to KEM hosp, as pvt care is now unaffordable. Says no to #notebandi
— swagata yadavar (@swagata_y) November 22, 2016
"Notebandi has caused us lot of distress. We r struggling to fill our stomachs now" #notebandi pic.twitter.com/OPqGxLTLmU
— swagata yadavar (@swagata_y) November 22, 2016
Saifullah,49 years, from Bihar, suffers from Liver cancer. He came to Tata memorial hospital, Parel with 40 k cash no Atm card#notebandi 1/3 pic.twitter.com/RTRSlL9faV
— swagata yadavar (@swagata_y) November 22, 2016
He deposited 26k in TMH, rest 14k were in old currency. He asked a guy from his native to exchange his notes#notebandi 2/3
— swagata yadavar (@swagata_y) November 22, 2016
"I would have starved without that guy" "Had govt planned better so much suffering could have been avoided." #NoteBandi 3/3 pic.twitter.com/InpFjigndU
— swagata yadavar (@swagata_y) November 22, 2016
Mahavir Malhar,52, from Jharkhand brought his wife with ear cancer to Tata Memorial. They currently have no money for food or even tea 1/3 pic.twitter.com/TEgETsGIXo
— swagata yadavar (@swagata_y) November 22, 2016
they stay on the footpath & eat free meals at TMH. Their sons back home can't send money because of long lines at bank 2/3
— swagata yadavar (@swagata_y) November 22, 2016
"If there were no free meals here, we would have abandoned treatment and gone home" he says. Undecided abt #notebandi 3/3 pic.twitter.com/olQij6Qqqr
— swagata yadavar (@swagata_y) November 22, 2016
Ranidevi, 34, from Bihar has Rectal cancer, her husband has gone back home to exchange money they had #notebandi 1/2 pic.twitter.com/Slggihfqep
— swagata yadavar (@swagata_y) November 22, 2016
Her husband is a farm labourer, she is a housewife. He earns 100-200/day. Nothing is left to save in a bank. #NoteBandi 2/2
— swagata yadavar (@swagata_y) November 22, 2016
Patil then met a cross-section of people including the owner of a store selling seeds, fertilisers, etc., a kirana store owner, and the manager of the district co-operative bank, in Narayangaon, Pune district.
"Even with swipe machines our footfall is 70% lower this season," Tushar Dawkhar, Jai Anand Store selling seeds, fertilisers etc (1/2) pic.twitter.com/2cghSrPBa0
— IndiaSpend (@IndiaSpend) November 22, 2016
"Despite having bank A/Cs, farmers can't withdraw from District Cooperative Banks & they don't have cards": Warulwadi, Junnar district (2/2)
— IndiaSpend (@IndiaSpend) November 22, 2016
Bappu Daiphale's small kirana store, Narayangaon. Sales halved (10000 to 5000/day) in past 12 days. No bank account, stocking now on credit. pic.twitter.com/E4BWRNIDf2
— Mukta Patil (@muktavpatil) November 22, 2016
"Farmers, dairy, teachers etc unable to access funds properly." Jaimala Kale, District Cooperative Bank manager(1/3) @muktavpatil #notebandi pic.twitter.com/Ohsfnr6MG2
— IndiaSpend (@IndiaSpend) November 22, 2016
"Withdrawals are dependent on how much the bank branch gets from head zonal branch" (2/3) @muktavpatil
— IndiaSpend (@IndiaSpend) November 22, 2016
"There is also a fear among farmers about their previous deposits and FDs since they are unable to access those funds." (3/3) @muktavpatil
— IndiaSpend (@IndiaSpend) November 22, 2016
Customer service rep(Narayangaon) says all 5 SBI counters relegated to #notebandi related cash-work.Still queues stretch till closing time. pic.twitter.com/ObxntWtyjj
— Mukta Patil (@muktavpatil) November 22, 2016
"I owe farmers as much as Rs 14-15 lakh. They don't want old notes & because of withdrawal limit I can't repay them yet." (1/2) @muktavpatil pic.twitter.com/0pKfm1UGNK
— IndiaSpend (@IndiaSpend) November 22, 2016
(2/2) "Before #NoteBandi tomatoes sold at Rs 8-9/kilo, now Rs 5/kilo," Satish Bhor, trader at a Narayangaon vegetable mkt, Pune @muktavpatil
— IndiaSpend (@IndiaSpend) November 22, 2016
Waghmare then reported that the APMC market at Pathardi, in Ahmednagar district, was shut by traders due to shortage of Rs 100 notes.
APMC shuts down! "we hv stopped cotton purchase closed until Rs 100 notes come in good qty. "- Goraksh Dhakne,trader in Pathardi apmc (1/n)
— Abhishek Waghmare (@akwaghmare) November 22, 2016
"we will not open shops until Rs 100 notes come in circulation in higher amounts" traders said.(2/n)
— Abhishek Waghmare (@akwaghmare) November 22, 2016
on the other hand, farmers could not sell cotton to registered traders, since they did not want to be paid in Rs 500 notes (3/n)
— Abhishek Waghmare (@akwaghmare) November 22, 2016
one farmer Madhav Ghuge got Rs 4200/qtl instead of market price Rs 5k/qtl, because he wanted paid in Rs 100 notes. (4/n)
— Abhishek Waghmare (@akwaghmare) November 22, 2016
Ghuge bears a loss of Rs 800 per qtl because of #NoteBandi
— Abhishek Waghmare (@akwaghmare) November 22, 2016
This article was originally published in IndiaSpend.